SME CREDIT RISK ANALYST (M/F) | Casablanca (Morocco)

Company culture :

Attijariwafa bank operates within a predominantly collaborative culture, placing people, trust, and teamwork at the heart of its organization. The bank promotes close and supportive management, fostering accountability, development, and strong professional relationships. This human-centered approach is balanced by a strong performance-driven mindset, emphasizing ambition, continuous improvement, and customer focus. It also embraces innovation, supported by structured processes that ensure reliability, efficiency, and operational excellence.

Job :

As part of our business development, we are looking for a dynamic and motivated SME Credit Risk Analyst (Small and Medium-sized Enterprise). If you meet these criteria and wish to grow in a stimulating environment, then this opportunity is for you.

Your mission:

As an SME Credit Risk Analyst, you will report to the Global Risk Management Department.

Your responsibilities will include:

• Analyzing the counterparty risk of financing requests from SMEs from commercial entities to aid decision-making.
• Collecting and completing the necessary information to evaluate financing requests.
• Assessing the risks of each credit request, preparing summary notes, and formulating an reasoned opinion.
• Establishing, within the deadlines, the minutes of credit committee decisions, ensuring perfect alignment with the terms of the agreement.
• Periodically analyzing clients in default of payment, monitoring the regularization of arrears, and the progress of the Watch List.
• Monitoring and coordinating actions for the renewal of rating files and the securing of guarantees.

Required profile :

Profile sought:

• Master's degree (Bac+5), Business School or University, specializing in Finance or Management. You are a recent graduate or have initial experience, ideally in a financial environment.
• You have an analytical mindset and are rigorous.
• You have a good command of financial analysis and accounting statements.
• You are dynamic, autonomous, and a team player.

Why join us?

• Join a leading Group in the financial market, focused on people and innovation, and certified Top Employer for 4 consecutive years.
• Benefit from a stimulating work environment with numerous professional development opportunities.
• Enjoy competitive benefits (attractive remuneration, continuous training, etc.).

Send us your CV, we are eager to discover your profile!