مشرف الائتمان

Job description

• Oversee end-to-end credit management and ensure full compliance with the company’s credit policy.
• Conduct credit assessments, assign risk categories, and review customer credit limits periodically.
• Supervise collections activities and follow up on overdue accounts to minimize DSO and bad debt exposure.
• Monitor sales orders and release/hold decisions based on credit status and outstanding balances.
• Prepare periodic A/R, aging, collections, and exposure reports for management review.
• Coordinate with Commercial teams to align on customer performance, disputes, and collection strategies.
• Liaise with Treasury to manage credit insurance coverage and adjust limits based on exposure and forecasts.
• Ensure complete customer documentation and adherence to internal controls and audit requirements.
• Identify process gaps and implement improvements to enhance efficiency and accuracy.
• Coach, guide, and evaluate the performance of the credit team.

• Bachelor’s degree in Accounting, Finance, or Economics.
• 4–6 years of experience in Credit Control, Accounts Receivable, or General Accounting (pharmaceutical/FMCG industry preferred).
• Strong analytical skills and attention to detail.
• Proficiency in SAP or other ERP systems.
• Good communication and stakeholder management skills.

Preferred candidate

Years of experience

5+ years

Degree

Bachelor's degree / higher diploma