المؤسس المشارك و CXO

THE ROLE

What you'll own here.

• Lead Finance, Accounting, HR, Collections, and Customer Care as one integrated operational function.
• Build annual operating plans, monthly performance targets, and the financial controls to support them.
• Strengthen accounting accuracy, closing discipline, and full compliance with SAMA guidelines and NBFI requirements.
• Lead budgeting, forecasting, liquidity planning, and cost management across the business.
• Drive collections strategy, workflow automation, agency management, and overall portfolio health.
• Improve HR systems, including hiring, onboarding, compensation, and performance management.
• Raise customer care quality, SLAs, and resolution times to a level that builds trust and retention.
• Embed digital tools across all functions to reduce manual work and accelerate execution.
• Manage vendors, outsourcing partners, and core system providers.
• Support audits, regulatory reviews, and board reporting.
• Coordinate closely with credit, product, technology, and compliance to ensure full alignment.

THE ENVIRONMENT:

What working here actually looks like.

• Operational Ownership: This is not a governance role. You will be in the business building systems, setting standards, and driving performance across every function you lead.
• Compliance Without Compromise: We operate in a regulated environment and take it seriously. You will have the mandate and support to do things right, not just fast.
• Early Stage, Real Scale: We are at the beginning of something with significant ambition. The infrastructure you build now will define how the company operates at scale.

Desired Candidate Profile

You're probably a fit if

• You have 10 15 years of experience in consumer or micro-finance in Saudi Arabia, with a strong foundation in Finance and Accounting.
• You have led multiple functions simultaneously, including Finance, HR, Collections, and Customer Care, and consistently delivered performance.
• You have deep knowledge of SAMA regulations and NBFI operations, and can advise on them, not just comply.
• You have a proven track record of scaling operations through digital tools, dashboards, and workflow automation.
• You make clear, structured decisions under pressure and hold teams accountable through KPIs and performance frameworks.
• You are a strong leader and coach who builds team capability and ownership.
• You are fluent in both Arabic and English and can operate seamlessly across internal teams, regulators, and external partners.

Bonus: Experience in early-stage or high-growth lending environments where you built an operational structure from scratch.