متخصص حلول تمويل العقارات

Job description

A reputable real estate company in Riyadh is seeking a qualified expert in property financing solutions and complex credit case management, possessing strong operational experience in the Saudi market and direct relationships with banks and financing companies.

Job Nature:

Receiving client files interested in purchasing properties, analyzing their financial and credit situations, and providing appropriate systematic solutions to complete the transaction, including cases with previous commitments or encumbrances.

Main Responsibilities:

• Comprehensive analysis of the financial and credit situation of the client.
• Analysis of the credit report and current commitments of the client.
• Identification of the client's actual financing capacity and ability to purchase properties.
• Providing appropriate solutions for affected cases or those with high commitments.
• Experience in restructuring and re-scheduling encumbrances according to regulatory procedures.
• Experience in purchasing and transferring encumbrances between financing entities.
• Understanding of complex encumbrance release procedures and property clearance.
• Interaction with personal and real estate financing and existing commitments.
• Experience in real estate mortgage procedures and releasing encumbrances and transferring ownership.
• Knowledge of the requirements of different banks and financing companies.
• Selecting the most suitable financing entity for each case.
• Preparing client files and following up until approvals are issued.
• Coordinating with banks, financing companies, and real estate valuation entities.
• Monitoring the transaction until completion and finalizing the property purchase.
• Building and developing strong relationships with financing officials in banks and financing companies.
• Providing innovative solutions for complex cases, ensuring they are systematic and compliant with regulations.

Skills

Requirements:

• Minimum of 5 years of experience, preferably 7 years or more in real estate financing or financing solutions.
• Previous experience in a bank, financing company, financial solutions company, or a specialized financing entity.
• Strong experience in dealing with affected cases and encumbrances.
• Excellent knowledge of real estate financing systems and procedures in the Kingdom.
• Strong relationships with banks and financing companies are considered an essential requirement.
• Advanced knowledge of credit report analysis and credit assessment.
• Ability to handle non-traditional cases and provide practical solutions.
• Ability to manage the client file from the study phase until the transaction is completed.

Important Additional Feature:

Direct experience in:

• Real estate financing.
• Property purchases.
• Financing restructuring.
• Debt resolution.
• Management of complex credit cases.
• Mortgage / Home Finance / Debt Restructuring.