محلل ائتمان مبتدئ

As a credit analyst in credit insurance, your role is to assess and establish the creditworthiness of potential debtors and recommend credit decisions to clients and the company, while minimizing associated risks.

Main Responsibilities:

1. Creditworthiness Assessment: Analyze the creditworthiness of debtors by reviewing their financial statements, payment history, credit history, and other relevant information.
2. Credit Recommendation Mission: Based on the creditworthiness assessment, issue credit recommendations to clients and company management. This may include credit limits, payment terms, and collateral requirements.
3. Portfolio Monitoring: Proactively monitor the client and debtor portfolio to detect any significant changes in their financial situation.
4. Communication: Collaborate with various stakeholders to provide information on credit recommendations and answer questions.
5. File Management:
- Maintain complete and accurate files, recommendations, and communications.
- Update administrative information in a database.
- Enter company financial statements into the designated tools.

Desired Candidate Profile

• Master's degree (Bac+5) in Finance, Accounting, Economics or equivalent.
• Good understanding of financial statements and key financial indicators.
• Rigour, organizational skills and analytical ability.
• Proficiency with computer tools and data processing.
• Good level of written and oral communication.
• Ability to work in a team in an international environment.

• Fluent English required or Italian (proficiency in both languages ​​is an asset)