Head Of Product & Pm

Job Summary

A subsidiary of Al Ahly Capital Al Ahly Momkn is a fast-evolving Fin-tech company committed to promoting secure convenient & seamless payment solutions and financial services for business owners service providers and consumers across Egypt.

At Al Ahly Momkn we foster a culture of innovation collaboration and personal growth.

We believe in empowering our employees to unleash their full potential and make a real impact in their roles. As part of our team youll have the opportunity to work on exciting projects learn from industry experts and be part of a supportive and inclusive community.

1) Product strategy and portfolio leadership:

• Define and own the product vision strategy and multi-year roadmap in line with the companys growth plans and market priorities.
  
• Translate customer needs market developments regulatory requirements and business opportunities into a clear product portfolio and delivery agenda.
  
• Manage the full product lifecycle from discovery and business-case development through design launch growth optimization and retirement.
  
• Prioritize product investments based on customer value commercial return strategic relevance implementation effort risk and operational readiness.
  
• Establish clear value propositions target segments pricing approaches revenue models and go to-market requirements for new and existing products.
  
• Monitor delivery performance and intervene when initiatives are delayed over budget under resourced or unlikely to deliver the approved benefits. Maintain accountability for product performance including adoption transaction volumes revenue profitability customer experience retention and unit economics.
  
• Identify opportunities for new products platform capabilities partnerships embedded-finance propositions and adjacent revenue streams.
  

2) PM and strategy execution:

• Lead the enterprise PM and create a disciplined governance model for strategic programs and cross-functional projects.
  
• Convert the corporate strategy into an integrated portfolio of initiatives with clear ownership milestones dependencies budgets and expected benefits.
  
• Establish consistent project and portfolio management standards stage gates reporting tools and escalation mechanisms.
  
• Chair portfolio reviews and provide the CEO and Executive Committee with clear reporting on progress financial exposure risks decisions required and expected outcomes.
  
• Challenge project assumptions timelines resource plans and business cases before projects are approved or moved to the next stage.
• Manage interdependencies across Product Technology Operations Commercial Finance Risk Compliance Legal and Customer Experience.
  
• Ensure that benefits realization is tracked after implementation and that lessons learned are applied to future initiatives.
  
• Monitor delivery performance and intervene when initiatives are delayed over budget under resourced or unlikely to deliver the approved benefits.
  

3) Product development and delivery:

• Lead product discovery and validate customer problems before significant development investment is committed.
  
• Work closely with Technology to maintain an achievable roadmap clear product requirements and effective release planning.
  
• Introduce appropriate product-development methods including agile ways of working without weakening governance regulatory control or accountability.
  
• Ensure that customer journeys are simple reliable scalable and supported by effective operating processes.
  
• Set launch-readiness criteria covering technology operations commercial plans customer support controls training and communications.
  
• Use product analytics experimentation customer feedback and service data to guide decisions and continuous improvement.
  

4) Fintech ecosystem risk and governance:

• Assess relevant market developments across payments wallets digital lending acquiring remittances embedded finance banking-as-a-service and other fintech models.
  
• Build productive relationships with financial institutions technology providers payment networks regulators and strategic partners where required.
  
• Work with Risk Compliance Information Security and Legal teams to embed regulatory fraud data privacy cybersecurity AML and consumer-protection requirements into products and projects from the outset.
  
• Ensure that product and project decisions comply with applicable Central Bank of Egypt requirements and internal governance standards.
  
• Maintain appropriate documentation approval records decision logs and audit trails across the product and project portfolios.
  

5) Leadership and organizational capability:

• Lead coach and develop the Product and PM teams with clear mandates performance standards and succession plans.
  
• Define the target operating model roles skills and capacity required to support the companys future product and transformation agenda.
  
• Build a culture of ownership evidence-based decision-making constructive challenge and reliable execution.
  
• Improve collaboration between business and technical teams and resolve conflicts involving priorities capacity scope or accountability.
  
• Represent Product and PM matters in Executive Committee Board and governance meetings as required.
  

Requirements

• Bachelors degree in Business Administration Finance Economics Engineering Computer Science or a related discipline.
  
• A relevant masters degree or MBA is a must.
  
• At least 15 years of progressive professional experience gained exclusively within the fintech sector with substantial responsibility for digital financial products platforms or technology-enabled financial services.
  
• At least 7 years in senior leadership roles covering product management product development portfolio leadership transformation or enterprise PM responsibilities.
  
• Proven experience leading both product and complex cross-functional delivery portfolios at enterprise level.
  
• Demonstrated success launching scaling and improving fintech products with measurable commercial and customer outcomes.
  
• Strong understanding of fintech economics digital customer journeys platform models APIs integrations data-led product management and partner ecosystems.
  
• Experience managing product P&L investment cases budgets prioritization and benefits realization.
  
• Sound knowledge of the Egyptian fintech and financial-services regulatory environment; regional or international exposure is an advantage.
  
• Professional certifications such as PMP PgMP PRINCE2 SAFe Scrum or recognized product-management credentials are advantageous but do not replace the required leadership experience.
  

Benefits

• Embark on an exciting journey with the Fin-Tech Experts.
  
• Join a workplace that actively encourages and supports all talents.
  
• A support system where you have a safe place to voice your opinion share feedback and be your true authentic self.
  
• Join us in our mission to accelerate financial inclusion and make financial freedom accessible to all.
  

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